National Health Insurance Scheme — Australia
Health cover built for real lives
United Health Professionals delivers NHIS-aligned health insurance to individuals, families, and healthcare workers across Australia — with transparent pricing and no hidden gaps.
About United Health Professionals
Welcome
Too many Australians choose between affordability and quality care. We built UHP to make that choice unnecessary. Too many Australians choose between affordability and quality care. We built UHP to make that choice unnecessary.Too many Australians choose between affordability and quality care. We built UHP to make that choice unnecessary.Too many Australians choose between affordability and quality care. We built UHP to make that choice unnecessary.Too many Australians choose between affordability and quality care. We built UHP to make that choice unnecessary.
Process
Covered in four simple steps
Get your quote
Enter your age, state, and household size. We'll show you your options and monthly costs in under two minutes — no personal data required upfront.
Choose your plan
Pick the level of cover that fits your life. Our comparison tool highlights exactly what's included and what's not — no fine print surprises.
Register online
Complete your membership application in 10 minutes. Your NHIS card is issued digitally and your cover begins on the date you choose.
Use your cover
Present your UHP card at any of our 400+ partner hospitals and clinics. Claims are processed in 48 hours — directly to your nominated account.
Why United Health Professionals
We've spent 15 years closing Australia's health gaps
Too many Australians choose between affordability and quality care. We built UHP to make that choice unnecessary.
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Genuine no-gap cover
Our preferred provider network covers the full cost of over 600 procedures, with zero out-of-pocket expenses for members.
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Fast claims, always
We process 93% of claims within 24 hours and guarantee payment within 48 — backed by our member satisfaction promise.
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Human support, around the clock
Real people — not bots — available 24/7 by phone, chat, and email. Your dedicated member advocate stays with you for the life of your policy.
Claims satisfaction rate
FY2024 member survey, n=12,400
Hospital & clinic partners
All major metro & regional areas
Maximum claims settlement
Guaranteed for all members
Gap on 600+ procedures
No out-of-pocket at preferred providers
Member stories
Australians who chose UHP
My husband had knee surgery last March. The claim was processed before we even left the hospital. I honestly expected weeks of phone calls — it was nothing like that.
As a nurse, I rotate between three hospitals. UHP's Pro Cover moves with me — I never had to worry about whether I was covered on placement. That peace of mind is everything.
I switched from a major insurer after years of fighting over gaps. UHP's no-gap network actually works. I've had four procedures this year with $0 out of pocket, exactly as promised.